*Based on daily average saves of all paying app members in the last 12 months. Investment advisory services for US-based users with Invest and/or Retire goals are provided by Digit Advisors, LLC, an SEC-registered investment advisor. Brokerage services are provided to clients of Digit Advisors, LLC by DriveWealth LLC, an SEC-registered broker-dealer and member of FINRA/SIPC. Investment accounts are: (i) not insured by FDIC; (ii) not a deposit or other obligation of, or guaranteed by Oportun or another depository institution; (iii) subject to investment risks, including possible loss of the principal amount invested. SIPC protects securities and cash in your Digit Investment and Retirement accounts up to $500,000. For details, please see www.sipc.org. 2.Your Spend and Bills accounts and savings funds are held at Pathward, N.A. and other partner banks and funds are FDIC insured, subject to applicable limitations and restrictions. © 2023 Oportun, Inc Referral program Terms & Conditions apply.